AI social media scam faking disabilities for money: Report
The next time you feel empathetic or want to donate to a cause, experts warn to triple-check that it’s legitimate. A new trend of scammers using artificial intelligence to fake disabilities online is emerging – and they’re cashing in.
CBS News reports that more than 30 AI-generated accounts have impersonated people with disabilities, especially those with Down syndrome, to gain followers as so-called disability advocates. Only a few of these accounts disclosed that their content was created using AI.
The accounts typically dance to trending songs and post uplifting messages encouraging viewers to embrace their differences. Eventually, they ask for money.
One account with more than 100,000 followers claimed to be raising funds for the National Down Syndrome Society (NDSS). After NDSS confirmed it had no connection to the account, the page was taken down.
A growing fraud epidemic
This scam is part of a much bigger problem. A 2023 report from the Federal Trade Commission revealed that consumers lost more than $10 billion to fraud that year. It marked the first time in U.S. history that fraud losses surpassed the $10 billion mark.
Many organizations say that the figure might be underestimated. AARP cited a 2015 study showing nearly half of the respondents who fell prey to fraud blamed themselves, experienced embarrassment, shame and some even experienced post-traumatic stress disorder. A psychologist told the association that many victims keep the scam to themselves out of shame.
While AI-driven scams often rely on voice cloning, deepfake videos, and phishing emails, these fake social media accounts are becoming a new threat people should watch out for.
Legislation takes aim at scams
In response, lawmakers are pushing for stronger protections. Last August, senators introduced the Protecting Consumers from Payment Scams Act. The bill seeks to hold financial institutions accountable for fraudulently induced electronic fund transfers, treating them similarly to unauthorized transactions.
“Despite this growing threat, Zelle and the banks that own it have failed to implement adequate safeguards and reimbursement policies to make consumers whole when they fall victim to scams and fraud,” said Sen. Richard Blumenthal, D-CT, who introduced the bill alongside Sens. Elizabeth Warren, D-MA, and Maxine Waters, D-CA.
Raising awareness, protecting seniors
While additional legislation is in the works, education remains a key focus. In May 2024, Congress designated May 15 as National Senior Fraud Awareness Day to raise awareness of scams targeting older adults.
The FBI reports that elder fraud complaints rose by 14% in 2023, resulting in more than $3.4 billion in losses. According to the report, victims under age 20 were the least impacted by scams.
The FDIC advises consumers to stay updated on the latest cyber threats and to be cautious with links and unfamiliar websites. Experts also emphasize the importance of securing personal information – and, above all, staying informed on the latest cyber scams.
Ella Rae Greene, Editor In Chief
